Cindy Knotts Doylestown Real Estate

Your doorway to Bucks and Montgomery home ownership!

10 Steps to Prepare for Home Ownership

1.Decide how much home you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.

2.Develop a wish list of what you’d like your home to have. Then prioritize the features on your list.

3.Select three or four neighborhoods you’d like to live in. Consider items such as schools, recreational facilities, area expansion plans, and safety.

4.Determine if you have enough saved to cover your downpayment and closing costs. Closing costs, including taxes, attorney’s fee, and transfer fees average between 2 percent and 7 percent of the home price.

5.Get your credit in order. Obtain a copy of your credit report.

6.Determine how large a mortgage you can qualify for. Also explore different loans options and decide what’s best for you.

7.Organize all the documentation a lender will need to pre-approve you for a loan.

8.Do research to determine if you qualify for any special mortgage or down payment-assistance programs.

9.Calculate the costs of homeownership, including property taxes, insurance, maintenance, and association fees, if applicable.

10.Find an experienced REALTOR® who can help you through the process.

Buying Services for Doylestown Home Buyers

Congratulations! You have decided to become a homeowner. The journey to home ownership is long and somewhat exhausting. Let me help you along that path, and hopefully together we can make this an experience to remember! You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions about buying a home in Bucks or Montgomery counties or elsewhere in Pennsylvania.

Below, select desired reports and complete the form provided.

		Avoid Common Buyer Errors Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
		But Do You Need It Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.
		Buying Your First Home Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
		The Right Home at the Right Price This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
		5 Factors to determine your Credit Score Use this report to determine your credit score and see if any improvements need to be made. Before buying a home, you need to know what your credit is.
		8 Simple Steps to Improve your Credit Score Is your credit lower than average? Not what you were expecting? Check this article out to see how you can better your score!
		8 Simple Steps to Better Finances Buying a home is a huge financial obligation. Hopefully these steps will help you to be in the financial place you need to be when purchasing a home.


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FREE Home Wishlist

I am here to make buying that new home a breeze. Check out my FREE Home Wishlist to help you figure out what you really want out of a home!

FREE Home Wishlist


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10 Steps to Prepare for Home Ownership

Buying Services for Doylestown Home Buyers

FREE Home Wishlist